As Your Agent, We Will:
- Criteria
Assure that you see all the properties in the area that meet your criteria. - Buying Process
Guide you through the entire home buying process, from finding homes to look at, to getting the best financing. - Costly Mistakes
Make sure you don’t pay too much for your new home and help you avoid costly mistakes. - Local Market Area
Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
Before You Start Looking
For Your New Home:
- Credit Rating
Check your credit rating. Straighten out any errors before its too late. - Monthly Budget
Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment. - Find a loan program
Find a loan program that meets your needs and get pre-qualified (preferably pre-approved). - Choose a REALTOR®
Choose a REALTOR® that you trust and who understands your needs. - Best neighborhood
Determine what neighborhood best matches your needs. - Important Features
Identify important features you need in your new home.
Closing Costs to Expect:
- Lender fees
Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account. - Government fees
Government fees include deed recording and state & local mortgage taxes. - Third-party fees
Third-party fees include charges for insurance, title search, and other inspections such as termites. - Escrow and interest fees
Escrow and interest fees include homeowner’s insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
